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Effective Date: .11.09.2023
Welcome to en.krediustam. By using this website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using the Site. If you do not agree to these terms, please do not use the Site.
1. Acceptance of Terms
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and en.krediustam.
2. Changes to Terms
en.krediustam reserves the right to update or modify these Terms of Use at any time without prior notice. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after such changes constitutes your acceptance of the updated terms.
3. Use of the Site
You agree to use the Site in compliance with all applicable laws and regulations, as well as these Terms of Use. You may not use the Site for any unlawful or prohibited purpose.
4. Intellectual Property
All content on the Site, including text, graphics, images, videos, logos, and trademarks, is the property of en.krediustam and is protected by intellectual property laws. You may not reproduce, distribute, or use any content from the Site without the express written permission of en.krediustam.
5. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the collection and use of your data in accordance with our Privacy Policy.
6. User Contributions
If you post, upload, or submit any content to the Site, you grant en.krediustam a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display that content in any medium. You are responsible for the content you submit, and it must comply with applicable laws and these Terms of Use.
7. Third-Party Links
The Site may contain links to third-party websites or services. en.krediustam is not responsible for the content, accuracy, or availability of these external sites and does not endorse or warrant any products or services offered by them.
8. Limitation of Liability
en.krediustam is not liable for any damages, losses, or liabilities arising from your use of the Site or its content. We make no warranties or representations about the accuracy or completeness of the information on the Site.
9. Governing Law
These Terms of Use are governed by the laws of Germany, and any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts of Germany.
10. Contact Information
If you have any questions or concerns about these Terms of Use, please contact us
By using the Site, you agree to these Terms of Use and our Privacy Policy. Thank you for visiting en.krediustam.